Firdaus, Bohari, N. A., Sri Muslihah Bakhtiar, M. Irwan Ali, & Sakir Gifari. (2026). Strengthening Financial Literacy And Financial Risk Management As Work-Readiness Capital For Generation Z At SMK Negeri 3 Kolaka Utara. Journal Of Humanities Community Empowerment, 4(3), 103–109. https://doi.org/10.32528/jhce.v4i3.6432