Firdaus, Nurul Aulia Bohari, Sri Muslihah Bakhtiar, M. Irwan Ali, and Sakir Gifari. 2026. “Strengthening Financial Literacy And Financial Risk Management As Work-Readiness Capital For Generation Z At SMK Negeri 3 Kolaka Utara”. Journal Of Humanities Community Empowerment 4 (3):103-9. https://doi.org/10.32528/jhce.v4i3.6432.